We sure do! For purchases over $250 you can pay online or in-store with participating Gem Visa or Gem Credit Line account.
Important things to know
- Gem Finance Interest Free will show during checkout for orders over $250 (excluding any applicable delivery costs)
- You cannot use Gem Finance Interest Free to purchase JB Hi-Fi Gift Cards or digital vouchers and credits like Playstation or Xbox store credits.
- Interest free offers not available at any stores located in airports.
How it works
Gem Finance Interest Free allows you to purchase eligible products and spread the cost over time on an interest free payment plan. You can use an existing Gem Visa or Gem CreditLine; or if you don’t have one of these cards you can apply for a Gem Visa online.
To use Gem Finance Interest Free when shopping with us:
Online
- Add your items to cart
- Select Gem Finance Interest Free as your payment method at checkout
- You’ll be redirected to Gem Visa to enter your card or account number and select your interest free payment plan.
- That’s it! Your interest free payment plan will be applied to your purchase depending on your card and selected payment plan.
In-store
Interest free payment plans are available on purchases from $250 in-store. Just present your Gem Visa or CreditLine card at checkout.
Haven’t got one? You can apply in-store, just check your eligibility and head in-store with your supporting information:
Eligibility
To apply for a Latitude Gem Visa, you should be:
- Over 18 years of age
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Have a valid email address and NZ mobile number
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Be a citizen or reside in New Zealand (for at least the next 12 months)
Information you will need:
- Valid physical New Zealand Driver’s License or Passport and a recent utility bill showing your current address
- Details of your income, living expenses and debts
Gem Visa may request further information, like a payslip, for your application to be assessed.
More information
For more information on Gem Interest Free payment plans, how they work and full terms and conditions see our Interest free finance page.